Have no fear. Congress will come to our rescue and raise the debt ceiling. It won't do most Americans any good. More than likely, it will do harm. I'm sure the bankers will like it. They're just worried that some day they'll have to accept the losses from the half-crashed housing market. And from the next half yet to come. Really though, I have no doubt that Congress will cut Social Security and Medicare as much as necessary to keep them whole. Congress is very attentive to its' real constituents.